Are You Paying Too Much For Your Cell Phone Plan?

Many cell phone users are realizing that the best phone plans are those which come without a contract, allowing you to pay for the services on the go or in a one-off payment at the beginning of the month for unlimited access and usage. Without a long term contract tying you to one provider, you have the freedom to fulfill your communication and data needs on your own terms. While it can be argued that the current crop of postpaid cell phone plans give plenty of flexibility to the user, that flexibility is often tied to prohibitive pricing . You have not experienced true freedom for your communication needs till you have tried a cell phone plan not tied to a long term contract.   It is true that many mobile phone users who are still apprehensive of switching over to no contract phone plans do so based on age old misconceptions which, even if they held true in the early years of the cell phone revolution, no longer stand up to scrutiny. One of these misconceptions is that it is very hard to find no contract cell phone plans from credible service providers. The actual fact is that today these plans are a "dime a dozen" for anyone willing to look for one. Not only do the major cell phone companies offer the services but there are many specialist prepaid cell phone service providers just waiting for you to contact them.  If you care about your privacy then no-contract pay as you go phone plans make great sense. Providers of these services do not require you to provide personal information to enjoy the cell phone plans. All they need is the money paid or means to access the charges. The providers will not bother with running a credit check on you or keep on record your social security number or even license number. This approach makes no-contract cell phone plans ideal solutions for parents who want to protect the identity of their older children or teens while still providing them with cell phones. In case of such a phone being stolen or lost, the plan can be cancelled easily without any risk of personal information being compromised (except maybe what was directly accessible from the phone itself).  Pay as you go plans are arguably the best and most flexible prepaid plans available for those looking for a no contract cell phone service. The plans are best suited for those who engage in minimal communication on the phone. Even if you do not make a call or send a text message on a pay as you go plan for a month, you will not have to pay a dime for remaining connected to the network. You will be able to continue receiving calls and text at no cost at all. That said though, most providers add a proviso that a customer has to add prepaid minutes credit to their line within a period of time to remain connected to the cell phone network. However, this period is often substantial, ranging between three to six months.  A good number of the best prepaid phone plans are provided on the concept of unlimited usage for a set amount of cash paid up front. These work best for frequent users who require heavy usage of cell phone services, be it voice calls, text, data or a combination of these on a regular basis. Compared to the pricing for those on equally packaged services on postpaid, contract based alternatives, these prepaid plans are way cheaper. The cell phone companies make their prepaid unlimited cell phone plans so affordable as there is no element of risk for non-payment.    The best prepaid phone plans offer the user the most consistent billing option for day to day communication services. Once you have chosen and paid for a fitting prepaid plan, you can go ahead and make use of the service without worrying about disconnection or penalties. No need to keep track of the number of minutes you spend talking weekly or even how many text messages you send. You pay the same bill at the beginning of every month and get a clean bill of health to communicate as often as possible and for as long as you like. Admittedly, even unlimited prepaid cell phone plans place a cap on the amount of data usage allowed per month. But compared to similar plans on a contract, the former are way much cheaper both in the short term and in the long run.   The beauty of opting for prepaid cell phone plans lies in the flexibility of it all. Even if you are not certain if the promised service will live up to expectation, making a switch is easier and (needless to say) virtually cost free. To switch over, you have a choice of dozens of providers dotted around the country, all offering high quality coverage and affordable pricing. In most cases, you can retain your cell phone as well as the number, a convenience that is virtually impossible when it comes to switching between providers of postpaid cell phone services.    You may have heard that prepaid cell phone plans do not come with a "free" or highly subsidized phone as part of the package. But have you ever paused to ponder how free these phones provided by on-contract service providers are? Even when the postpaid offer includes the option of keeping the phone at the end of the contract, the terms are such that by the time this option comes to be valid, you will have paid up to twice the high street cost of the phone itself. Compared to the option of buying a phone of your own and then subscribing to a prepaid cell phone plan, the overall cost of the cell phone itself and the service will be a mere fraction of what you would have paid on a contract based plan. What is more, these days you can find no contract smartphones selling cheaply in your local electronic stores. This saves you money on top of being good for the local economy.    If you sit down and crunch the numbers, you will be amazed by the amount of money you can save if you switch from your current contract phone plan to one of the best prepaid plans. Contract phone plans are prohibitively costly even when you do not consider the years of servitude they shackle you with. Prepaid cell phone plans on the other hand are available without any recurring charges at all. If there is a recurring charge, this is often as low as $12 a month or even lower. Believe it or not, if you count the amount of money you would save by switching from your contract cell phone plan to a prepaid one, you could invest the savings and, in a period of about fifteen years, have enough to afford a luxurious nest egg for your retirement.   

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Keep your mobile phone number

Unlike with a contract phone, you don't need to undergo a credit check when purchasing a prepaid phone. This can be beneficial if you have a poor credit history, or no credit history at all. Applying for a new prepaid phone is extremely straightforward - just choose your phone model and provide a few personal details. You'll be able to choose a phone plan depending on your particular circumstances, and can add phone credit whenever you want to. With a prepaid phone, you can budget more effectively and control your finances.

Uploads from Prepaid Cell Phones

The country's biggest network operators all have millions of customers, but with a prepaid plan, you have a lot more flexibility about the company you choose. You'll be able to take out a prepaid plan from a network provider in your area, allowing you to support the local community. In fact, purchasing a prepaid phone plan can be a great way to support a local business in your area. This can be ideal if you need some additional help setting up your phone - you'll be able to pop into the store and ask a member of staff.

You won't have to pay a premium for your phone


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